While medical malpractice insurance, (otherwise known as professional liability insurance) will protect clients against medical malpractice, it is also important to try and keep claims to a minimum.
As medicine is a very complicated field where there is often not a clearly defined “right or wrong decision,” negligence is measured against a ‘standard of care,’ a legal term referring to a reasonable benchmark for care that medical professionals have to their patients. The practitioner must have knowingly or unknowingly neglected that ‘standard of care,’ which resulted in the patient’s injuries.
As well as proven negligence, the plaintiff must have suffered a legitimate injury, resulting in damages that the plaintiff should be compensated for.
These four D’s are:
- Duty of Care
- Dereliction of Duty
- Direct Causation, and
- Damages
So if you have had anything to do with the treatment or diagnosis of the plaintiff, you have a ‘duty of care’ towards that person, which is why there is often more than one defendant in a malpractice lawsuit.
In a hospital or medical centre, where a number of physicians have seen or followed up on a patient’s treatment, each physician has a ‘duty of care’ toward that patient along with any specialist who was involved in the diagnosis, treatment and monitoring of the patient.
So if you have had anything to do with the treatment or diagnosis of the plaintiff, you have a ‘duty of care’ towards that person, which is why there is often more than one defendant in a malpractice lawsuit.
In a hospital or medical centre, where a number of physicians have seen or followed up on a patient’s treatment, each physician has a ‘duty of care’ toward that patient along with any specialist who was involved in the diagnosis, treatment and monitoring of the patient.
So there must have been a breach of the duty of care owed to the plaintiff by the medical professional, which directly caused the damages in question. Without this proximate cause, there can be no medical malpractice case.
This direct cause could not be proven if for instance, the plaintiff claimed that a physicians delayed diagnosis led to the decline in health, but they suffered from a terminal illness which caused that decline. Another example is when the damages were caused by a patients refusal to follow the advice of the medical professional or take prescribed medication.
The medical professional’s mistake must be the primary cause of the plaintiff’s damages.
They must be able to prove specific, quantifiable damages directly related to the medical professional’s negligence, errors or omissions.
Compensation can amount to millions of dollars, where the plaintiff’s damages include pain and suffering, lost earning capacity and lost quality of life. They would also be compensated for past and future hospital and medical expenses, legal fees relating to the litigation and punitive damages.
Without the requirement to prove damages, medical professionals would be tied up with a parade of medical malpractice cases from people who just want to be heard, have questions answered, or just have an axe to grind.
However, this does not guarantee that lawsuits will only proceed where all of these factors are present. Bad record keeping or records that are altered may also convince a jury to decide in favor of the plaintiff, where malpractice is difficult to prove.
Emotion drives a large percentage of medical malpractice claims and many could have been prevented simply through better communication by the medical professionals involved in the treatment.
Refer to the articles on preventing malpractice claims or malpractice litigation for Skilled Nursing, Senior Living & Assisted Living Facilities.