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Insurance for Cancer Treatment Centers

Insurance for Cancer Treatment Centers 

Cancer treatment centers cannot operate without liability insurance—but not all policies are the same.

At Homewood Insurance, we help oncology facilities secure the coverage they need at the most competitive cost, while preparing them for the scrutiny carriers apply when underwriting this specialty.
On this page, you’ll find:

Get a Free Quote Now

The fastest way to understand your options is to fill out our quick quote form. We’ll compare carriers and deliver a tailored insurance proposal that protects your staff, your patients, and your facility.

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Insurance for Cancer Treatment Centers can include:

  • Protection for misdiagnosis, delayed diagnosis, and treatment errors
  • Coverage for chemotherapy, radiation, immunotherapy, and infusion services
  • General liability for patient injuries or accidents on the premises
  • Coverage for oncologists, nurses, pharmacists, radiation therapists, and case managers
  • Standard limits up to $1M per claim / $3M aggregate, with tail coverage available
  • Optional extensions for clinical trials, tele-oncology, and biologic therapies

    View Full Coverage Details ↓

Insurance for Cancer Treatment Centers can include:

Malpractice or liability insurance can provide essential protection against these risks:

  1. Professional Liability (Malpractice)

    1. Coverage against claims for misdiagnosis, delayed diagnosis, or improper treatment planning
    2. Protection for chemotherapy, immunotherapy, radiation, and infusion services
    3. Legal defense for medication errors, infusion mistakes, or radiation targeting issues
    4. Coverage extends to oncologists, radiation oncologists, pharmacists, infusion nurses, and case managers
    5. Optional add-ons for clinical trials, tele-oncology, and biologic therapies

  2. General Liability

    1. Covers slip-and-fall injuries, patient accidents, and other third-party bodily injuries on-site
    2. Protection against property damage caused by staff, patients, or vendors
    3. Includes personal and advertising injury, such as reputational disputes or privacy concerns
    4. Applies to hospital-affiliated centers, outpatient infusion clinics, and freestanding oncology facilities

Standard limits: $1M per occurrence / $3M aggregate, with options for umbrella limits, tail coverage, and prior acts protection.

Homewood Insurance Group work with  different insurance carriers to find you the most suitable coverage at the best price.

Get a quick quote now.

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MedPro Group
Core Specialty
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Travelers Insurance
CFC Underwriting
Applied Underwriters
Tokyo Marine Insurance Group
crum-forster-bw
AIG Insurance
Ironshore
Strategic Comp
MagMutual
Genstar
Beazley
Empro Insurance
Great American Insurance
Skyward Specialty Insurance
Hudson Insurance Group
Huntersure Insurance
MIG Insurance
Kinsale Insurance

Cost of Coverage:

Premiums are influenced by specialty mix, litigation environment, facility size, and claims history. Carriers also evaluate risk management protocols such as credentialing, peer review, and informed consent.

Professional Liability (PL / Malpractice) – Estimated Ranges

  • Medical Oncologists: $10,000–$20,000 annually per physician
  • Surgical Oncologists: $20,000–$40,000 annually; can double in high-litigation states
  • Radiation Oncologists: $15,000–$25,000 annually, depending on equipment and protocols

General Liability (GL) – Estimated Ranges:

  • Small outpatient infusion centers: $2,000–$5,000 annually
  • Mid-sized cancer clinics: $5,000–$10,000 annually
  • Large multi-site or hospital-affiliated facilities: $10,000–$25,000 annually

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High-Risk Procedures and their Impact on your Premiums

While chemotherapy and standard radiation are widely covered, carriers closely review other services that carry elevated risk:

Procedure Category Examples Why Higher Risk? Insurance Impact
Complex Surgical Procedures Biopsies, tumor resections, infusion line placements, cardiothoracic oncology surgeries High complication rates; surgical errors make up ~27% of oncology claims Premiums may double; refusal possible without bylaws or credentialed staff
Radiation Therapies Brachytherapy, external beam, hyperbaric oxygen therapy Risks of dosing errors, burns, long-term complications Higher rates unless certified dosimetrists are on staff
Experimental/Clinical Trials Gene therapy, immunotherapy, unapproved drugs/devices Unknown complications, limited patient insurance coverage Requires separate clinical trials liability; +$2,000+ per physician annually
High-Risk Patient Treatments Chemotherapy during pregnancy, aggressive regimens, end-of-life care Ethical/legal disputes, allegations of overtreatment Premium surges, especially in high-litigation states
Diagnostic/
Imaging Procedures		 Mammograms, MRIs, pathology interpretations Delayed/missed diagnosis = ~28% of oncology claims Premiums increase with test volume or outdated equipment

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Different types of Insurance Cancer Treatment Centers may need

 
General Liability Insurance

General Liability Insurance

General Liability covers medical expenses and attorney fees which result from bodily injuries and property damage that your facility or organization could be legally responsible for.
 
 
Professional Liability Insurance

Professional Liability Insurance

Also known as malpractice insurance, this  protects facilities against claims related to malpractice, negligence, or injury resulting from resident care. Staff members will typically be covered by professional liability insurance.
 
 
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Sexual Abuse and Molestation Insurance

Provides coverage for your cancer treatment center against claims arising from alleged sexual misconduct or molestation by an employee or other representative of your organization. Essential for the senior living industry.
 
 
Commercial Property Insurance

Commercial Property Insurance

This protects your facility against damage or loss to your buildings, equipment, and other property, which can happen as the result of various risks such as fire, theft, or vandalism.
 
 
workers compensation insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law. It protects cancer treatment centers and employees in case of work-related injuries or illnesses.
 
 
Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.
 

Why Work With Homewood

Some carriers will underwrite cancer treatment centers with strict attention to risk. At Homewood, we help you:

  • Match with carriers that accept your procedures and operational profile
  • Strengthen submissions by reviewing credentialing, consent processes, and safety protocols
  • Negotiate favorable limits, tail coverage, and endorsements at competitive rates

Call 947-274-3093 or
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Ralph Schiller

Ralph Schiller

Ralph specializes in sourcing the most suitable insurance for Cancer Treatment Centers at the best price. You can call him or fill out the form and he will get your message directly.