Homewood Insurance Products for Healthcare and Senior Living
Homewood Insurance Group partners with nearly 100 premier insurance carriers serving the healthcare, social services, and senior living industries. These strong partnerships allow us to offer one of the broadest selections of coverage in the market — tailored to the specific needs of our clients.
Traditional Insurance Products
As appointed agents with top-rated carriers, we stay closely connected to their latest products, requirements, and appetite for risk. This means you always benefit from the most current coverage options available.
- Professional Liability Insurance (Medical Malpractice Insurance)
- General Liability Insurance
- Business Owner’s Policy (BOP Insurance)
- Excess and umbrella coverage
- Cyber Liability Insurance
- Telemedicine Malpractice Insurance
- Commercial Property Insurance
- Commercial Auto Insurance
- Directors and Officers Liability (D&O) insurance
- Sexual Abuse & Molestation (SAM) insurance
- Workers’ Compensation Insurance
- RAC Audit Coverage
- Tail Coverage Insurance
- Errors & Omissions Insurance
- Employment Practices Liability
- Environmental Liability insurance
- HNO Insurance
- Fully/Partially Funded insurance
- Crime Insurance
Alternative Structures
For larger, well-established clients, Homewood provides extensive experience in structuring alternative insurance solutions. Whether it’s launching or joining a captive program or exploring other unique structures, our team helps you gain greater financial control while maintaining comprehensive protection
- Starting a Single Parent Captive (Pure captive)
- Joining a Protected Cell Captive (Segregated Cell)
- Micro Captive Insurance
- Group Captive Insurance
- Risk Retention Group (RRG)
- Special Purpose Vehicle (SPV) Captive
- Stand alone ERP (extended reporting period)
- Loss Portfolio Transfers (LPTs)





















Casualty
The Homewood Casualty division offers unique products to address the complex risks faced in healthcare, senior living, and social services. Our carrier relationships allow us to deliver smarter risk management and stronger coverage.
- Auto – Primary, Hired and Non-owned, Transport
- General Liability
- EPLI – Employment Practices Liability
- D&O – Directors & Officers Liability
- Environmental Liability
- Excess & Umbrella
- Cyber Liability
- Workers Compensation
- Surety Bonds
Medical Expense Stop Loss
Medical Expense Stop Loss programs, underwritten by A-rated admitted carriers, are designed for employer groups with 75+ lives. Employers continue paying claims within their deductible, while group captives allow participants to retain profits and better manage losses.
- Self-Funding Method of Health Insurance (Utilized by large employers for decades)
- 75+ Lives Eligibility
- Control over Network and Claims Service Providers
- Custom Design “Best-In-Class” Wellness and Behavioral Programs
- Retain Underwriting Profit
Medical Professional Liability
Our medical professional liability division specializes in creating solutions for even the most difficult risks in today’s healthcare landscape.
- PL&GL Combo Forms – separate limits available
- Claims Made and Occurrence Coverage Forms – Low limits to $1M/$3M ($2/$4 in VA)
- “A” Rated Admitted and Non-Admitted Carriers
- Primary and Excess Coverage
- Physical and Sexual Abuse Coverage
- Defense inside or outside the limits
- Prior Acts/Retro Coverage
- Incident Sensitive Forms
- First dollar, Low Deductible, High Deductible, Corridor and Swing plans available
- Medical Director Coverage
- Loss Portfolio Transfer
Commercial Property
The Homewood Property division offers creative and flexible coverage solutions to protect facilities and organizations across healthcare and senior living.
- “A” Rated Admitted and Non-Admitted Carrier
- Capacity for Coastal Locations
- TIV’s in Excess of $100M
- Vacant Properties
- Business Interruption, Boiler & Machinery, Crime
- Agreed Amount Limits
- Earthquake, Flood, Wind Coverage
- Emergency Evacuation
- Personal Property of Residents and Patients
- Condemnation of Medical Property
- Mobile Medical Offices
- Ordinance or Law – Communicable Disease Contamination
Staying Ahead of the Curve
At Homewood Insurance Group, we are proud to serve as appointed agents for nearly 100 insurance carriers. This allows us to offer an unparalleled selection of coverage while keeping our clients informed about new products, industry changes, and shifts in carrier requirements.
By staying ahead of these developments, we provide timely, relevant advice so you always have the protection you need.
What impacts the price of insurance? Insurance FAQ’s
My Insurance agency has done business with Westwood for over 10 years and always found them to be professional...
Shira Abrams
02 May, 2023
I’ve worked with Michael Richards and his team now for many years and I can unequivocally say that they are by far the...
Joe Roth
11 June, 2023
Westwood Insurance Group, with Dale and Liz are a pleasure to work with in helping solve for my insured’s insurance needs...
Greg Cullom
08 Nov, 2023
Laura has been a great contact for us over at the Westwood Insurance Group. She is extremely communicative...
Hayley Shryock
30 June, 2023
Kathy Natale
25 Sept, 2024
Speak with an Insurance Professional
Call 947-274-3093 or
Fill Out the Form
Ralph Schiller
Ralph specializes in sourcing the most suitable insurance for Medical Spas at the best price. You can call him or fill out the form and he will get your message directly.