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Homewood Insurance Products for Healthcare and Senior Living

Homewood Insurance Group partners with nearly 100 premier insurance carriers serving the healthcare, social services, and senior living industries. These strong partnerships allow us to offer one of the broadest selections of coverage in the market — tailored to the specific needs of our clients.

Traditional Insurance Products

As appointed agents with top-rated carriers, we stay closely connected to their latest products, requirements, and appetite for risk. This means you always benefit from the most current coverage options available.

Alternative Structures

For larger, well-established clients, Homewood provides extensive experience in structuring alternative insurance solutions. Whether it’s launching or joining a captive program or exploring other unique structures, our team helps you gain greater financial control while maintaining comprehensive protection

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Who needs Professional Liability Insurance?

Any professional working in medicine should have professional liability coverage in today’s climate of uncertainty, particularly with juries increasingly handing out generous awards to injured parties. The potential for lawsuits and financial damages is much higher in the medical field than other industries.

This is true for general medical professionals like  physicians and  physicians assistants. Executives like medical directors should also be covered as their decisions impact on a large number of people and affect the actions of medical professionals in their team.

Specialists like  phlebotomists, respiratory therapists, surgical technicians, optometrists, pharmacists, and imaging technicians should have professional liability cover, as they can be sued for actions taken in the course of their duties.

Professionals working in the field of psychological and mental health, including psychologists, psychotherapists and mental health technicians should also have professional liability cover, as should those working in alternative medicine, including massage therapists.

MedPro Group
Core Specialty
CNA Logo
Travelers Insurance
CFC Underwriting
Applied Underwriters
Tokyo Marine Insurance Group
crum-forster-bw
AIG Insurance
Ironshore
Strategic Comp
MagMutual
Genstar
Beazley
Empro Insurance
Great American Insurance
Skyward Specialty Insurance
Hudson Insurance Group
Huntersure Insurance
MIG Insurance
Kinsale Insurance

Casualty

The Homewood Casualty division offers unique products to address the complex risks faced in healthcare, senior living, and social services. Our carrier relationships allow us to deliver smarter risk management and stronger coverage.

 

Medical Expense Stop Loss

Medical Expense Stop Loss programs, underwritten by A-rated admitted carriers, are designed for employer groups with 75+ lives. Employers continue paying claims within their deductible, while group captives allow participants to retain profits and better manage losses.

  • Self-Funding Method of Health Insurance (Utilized by large employers for decades)
  • 75+ Lives Eligibility
  • Control over Network and Claims Service Providers
  • Custom Design “Best-In-Class” Wellness and Behavioral Programs
  • Retain Underwriting Profit

Medical Professional Liability

Our medical professional liability division specializes in creating solutions for even the most difficult risks in today’s healthcare landscape.

    • PL&GL Combo Forms – separate limits available
    • Claims Made and Occurrence Coverage Forms – Low limits to $1M/$3M ($2/$4 in VA)
    • “A” Rated Admitted and Non-Admitted Carriers
    • Primary and Excess Coverage
    • Physical and Sexual Abuse Coverage
    • Defense inside or outside the limits
    • Prior Acts/Retro Coverage
    • Incident Sensitive Forms
    • First dollar, Low Deductible, High Deductible, Corridor and Swing plans available
    • Medical Director Coverage
    • Loss Portfolio Transfer

Commercial Property

The Homewood Property division offers creative and flexible coverage solutions to protect facilities and organizations across healthcare and senior living.

  • “A” Rated Admitted and Non-Admitted Carrier
  • Capacity for Coastal Locations
  • TIV’s in Excess of $100M
  • Vacant Properties
  • Business Interruption, Boiler & Machinery, Crime
  • Agreed Amount Limits
  • Earthquake, Flood, Wind Coverage
  • Emergency Evacuation
  • Personal Property of Residents and Patients
  • Condemnation of Medical Property
  • Mobile Medical Offices
  • Ordinance or Law – Communicable Disease Contamination

What our customers say

Staying Ahead of the Curve

At Homewood Insurance Group, we are proud to serve as appointed agents for nearly 100 insurance carriers. This allows us to offer an unparalleled selection of coverage while keeping our clients informed about new products, industry changes, and shifts in carrier requirements.

By staying ahead of these developments, we provide timely, relevant advice so you always have the protection you need.

 

click here to see a full list of our carriers

What impacts the price of insurance? Insurance FAQ’s

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Call 947-274-3093 or
Fill Out the Form

Ralph Schiller

Ralph Schiller

Ralph specializes in sourcing the most suitable Insurance at the best price. You can call him or fill out the form and he will get your message directly.

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